Repair Your Credit, Reclaim Your Life

Are you tired of living with bad credit, being turned down for loans, or paying super-high interest rates? We know how you feel. Our dedicated team works to remove inaccurate, misleading, and unverifiable items from your credit report.

Happy client celebrating restored credit

With Good Credit, You Can…

  • Get approved for credit cards
  • Get approved for car loans
  • Save thousands of dollars in interest
  • Qualify for better mortgage rates
  • Move forward with confidence

Sometimes bad things happen to good people. In today's world, a low credit score can mean the difference between a good mortgage rate and the cold shoulder at the bank. Most folks don't realize just how important a credit rating is until they try to qualify for a loan to get a car or house. Job seekers with poor credit ratings may not even know that potential employers may request credit checks on them and draw negative conclusions about their possible job performance. Don't let a low credit score determine your value.

Credit repair is possible! If you have been denied credit or learned that your credit rating isn't what you would like it to be, join the thousands of other people just like you who have cleaned up their credit problems by using our services.

Sign up today and take the first step toward a healthier financial future.

Why Choose One On One Credit Repair?

Transparent pricing, full refund policy, and no hidden fees — we're built around getting you real results.

♻

Unlimited Disputes

Some companies charge per dispute per bureau. With us you get unlimited disputes at no additional charge.

✓

Unlimited Deletions

Our staff produces deletions around the clock with no per-item fees — ever.

☎

Unlimited Support

Enjoy free email support at no cost to you. It's our way of ensuring top-notch customer service.

$

No Hidden Fees

One low monthly charge covers the full gamut of service. No fine print, no surprises.

↻

Cancel Anytime

There's no contractual obligation whatsoever. You can cancel at any time.

★

Full Refund Policy

Our service is backed by a warranty that entitles you to some or all of your money back if enough disputed items aren't deleted.

How Credit Repair Works

A simple, four-step process designed to clean up your credit reports — repeated until you're satisfied.

Forward Your Credit Reports

Send us copies of your reports from all three major credit bureaus.

Choose What to Dispute

We enter the information and guide you through choosing which items to challenge.

We Work Your Case

We challenge negative items directly with the credit bureaus using proven strategies.

Sit Back and Relax

The bureaus have 30 days to investigate. We move your case forward until you're satisfied.

Learn More About the Process

Client Success Stories

Real people. Real results. Here's what our clients say about working with us.

"I got an updated copy of my Experian Credit Report today and I was so happy I started jumping up and down in the driveway. They deleted six out of nine negative entries — and in less than two months!"

— Verified Client, Experian Report

"You guys did a great job! My Beacon score went up 90+ points in less than a year."

— Verified Client, Score Improvement

"It has been worth every penny. You guys are just great. I'd recommend you to anyone that has a scary credit report. Thanks so much."

— Verified Client, Credit Report

Frequently Asked Questions

Quick answers to common questions. Browse our full FAQ for more.

How long does it take?

Many clients see exhilarating progress within the first 60 days when credit reports are received promptly.

Do you guarantee your service?

We can't guarantee specific outcomes, but our warranty backs our work. If we don't deliver, you don't pay.

Can I cancel at any time?

Yes. There's no contractual obligation — you're free to cancel whenever you choose.

Our Affiliations

Better Business Bureau member logo Our business affiliation logo

Ready to Take Control of Your Credit?

Join thousands of Americans who have cleaned up their credit reports with our help.

Sign Up Online Today